Webby setting clear goals and making intentional financial decisions, whether it’s increasing your income, controlling your spending or planning for retirement, each step you take brings you closer to a life where your money supports the freedom to live on. Pay down your credit card debt. Web/ how to achieve financial freedom: A guide to ditching debt. Webachieving financial freedom involves careful discipline and planning. The following steps can help you reach this milestone. Creating financial goals is necessary. Webmaximizing your income and finding additional savings opportunities are essential for financial freedom. Consider asking for a raise at your current job or exploring opportunities for career. If you want to have a better relationship with your money, you need to know how much you’re making and how much you’re spending. These two metrics are crucial pieces in the financial freedom equation. A budget helps you.